So you live in a country where unfortunately Apple Pay is not yet supported? Or do you live in a country where Apple Pay is supported, but your bank isn't on board for Apple Pay contactless payment yet? If you fall into either of these two categories, we have a solution for you to start using Apple Pay anywhere in the world right now..
Originally launched in the US in 2014, Apple Pay is currently available in the US, UK, Canada, Australia, Singapore, and China on iPhone 7, 7 Plus, 6, 6 Plus, 6s devices. , 6s Plus, SE and Apple Watch. Support for more countries and banks over time.
How to use Apple Pay in an unsupported country / bank
Until it arrives in your country or your bank, you can use the method described here to start using Apple Pay immediately. Now, this method isn't perfect by any means, with all kinds of limitations (more on that later), but if you want to get a taste of the future of payments right now, this is your only chance. ..
This method essentially uses a third-party virtual debit MasterCard from Boon in the UK, which you can register in your name, add it to the Google Wallet app, and top up the credit using a debit or credit card you can use. you can own from any bank in the world. Here's how to do it.
Step 1: First you need to sign up for Apple ID from a UK Apple App Store, instructions for which can be found here: How to Create US, UK or Any Store application / iTunes account anywhere in the world.
Step 2: Next, open the App Store on your iPhone and download the Boon app. It is available for free in the UK App Store..
Step 3: Launch the Boon app, using your real phone number (no matter what country you are in), register for a Boon account by simply following the on-screen instructions.
Step 4: Once everything is verified you will get a Boon START account with £ 5 free credit in your account which you can use to pay for anything.
Step 5: To top up more credit, you need to upgrade to Boon BASIC or PLUS account first, then add a real debit or credit card to your Boon account. Now this debit or credit card can be from any bank or country, and it doesn't need to be supported by Apple Pay. You will simply use it to top up the credit in your Boon virtual debit card, which will then be used for payments using Apple Pay.
Step 6: Last but not least, just add this card to the Wallet app on your iPhone and Apple Watch (if you have one). To do so, tap the “+” button for Add to Apple Wallet and wait for it to process and verify the Boon wirecarte with Apple for using Apple Pay.
Once validated and activated for iPhone, you can repeat the process to add it to Apple Watch as well. Make sure you have a password set for Apple Watch. This is a requirement for using Apple Pay with Watch for security and authentication.
Using Apple Pay for Payments
You can use this Boon wirecard for Apple Pay on any contactless payment reader that supports MasterCard. On iPhone. When the screen is off, double-clicking the Home button to display Wallet on the locked screen with your default card set for Apple Pay, simply hold it near a contactless payment terminal / reader with your finger on the Touch ID for authentication and payment should go through in a second. You will hear a light sound from your iPhone with a slight vibration with a check mark on the screen, confirming payment is made.
Likewise, on Apple Watch, double-clicking the side button will bring up your default card on the screen, just hold it near a contactless reader to complete the payment. No Touch ID or password authentication is required when paying by Apple Watch, as your Watch is already authenticated for payments when you use and unlock it.
Limitations of using Boon for Apple Pay
As I mentioned earlier, there are some limitations to using Boon for Apple Pay. For one, each debit or credit card top-up will cost you around £ 1. Second, since this Boon bank card is issued in the UK, you will be charged a small amount for each Apple Pay transaction that occurs outside of the UK. And finally, there is a limit to how much credit you can top up in Boon, even if upgraded to Boon BASIC or PLUS accounts.
While these limitations might be a deal breaker for some, it's still worth a try, especially if you've never used Apple Pay and want to see for yourself what it looks like to pay at a retail store. detail just using your iPhone or Watch. If nothing, you can use it for a payment (coffee or soda or fries at McDonalds) using the £ 5 free credit you initially get by signing up for Boon.
Personally, I have tried Apple Pay at a number of retailers and in Dubai using Boon wirecarte and needless to say it worked perfectly every time. It was particularly useful for paying by bus and for travel under the London Underground. A simple swipe of my Apple Watch at the contactless readers on a bus or at the station.
If you try this and make it work, let us know the country or city where you used it in the comments section below.
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